PHG Company


What Happy Clients Are Saying!

“I’ve known Jose for many years and can highly recommend him for any services related to insurance or financial planning. He is about building true relationships. Jose has a vast knowledge of the products available on the market and can explain their benefits to you in a way that leaves you feeling you’ve absolutely found the right person to entrust with your family’s insurance and financial needs. “


“I have known Jose Hernandez for about 30 years and he has always been an outstanding character, a very smart individual, well informed, educated and always willing to assist anyone. I know he is a loving family man and whenever we interact, besides always being kind to others, he acts in a professional and well spoken manner. I will always recommend Jose and trust him and the service(s) he provides.”


"Jose Hernandez is by far the most profesional, caring, knowledgeable insurance agent I know. Not only does Jose take his job very seriously, he treats clients with utmost respect and professionalism. He listens and makes sure he provides the very best. Jose's professionalism is very unique. He pays attention and listens in order to guide you in the right direction and finds ways to always go above and beyond. Thank you Jose for all you do!"


“Can not say enough about Jose and his team. We have been a customer for over 10 years and every year Jose takes the time to go over all the options we have and their pros and cons to what our needs are . They have always steered us in the right direction and helped us make the best educated decision. Truly a top notch company with outstanding customer service .” 


“I have known Jose for over 15 years. Me and my family have received over the years the best excellence guidance and service. Jose has managed our personal insurance matters as well as for our son’s company. Jose has acted in a very professional manner and has always gone the extra mile (24/7) to provide us with the different options in order for us to make the best decisions throughout the years.”


“José is always available, and if not, calls you back ASAP. He is knowledgeable and attentive to our every insurance need. Rest easy with José & company.”


“We have entrusted Jose for 20 years with our corporate benefits. Professionalism and service at it best.”

Frank Galego

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“Excellent service! Jose Hernández has been our health and life insurance agent for many years. He finds the best coverage for our employees and is always reachable. Jose is super knowledgeable and it’s a pleasure doing business with someone who knows their job and is able to make a personal connection with the people they serve! Thank you from Media Stage.”


“I had the pleasure of working with Jose Hernandez when we were looking for insurance plans for our staff at our company and he is a pleasure to work with. He provided us with the best, most cost effective solution for our firm. He responds promptly to every request and explained all the various options so well it made my task to find insurance enjoyable. Can’t say enough good things about this firm.”


“Jose goes above and beyond to help his clients. His response times are prompt, and he’s always resourceful. I highly recommend this company.”


“I was an adviser for 52 years and when I retired I chose Jose Hernandez as my adviser. A professional with integrity.”


"Jose Hernandez and I have partnered in a number of cases together. Jose is always prepared. He is very knowledgeable, on time, a good listener, and I feel he brings to the table the best product for the client. He is very easy to work with and he follows up. I gave him the highest rating and I look forward to working with him in the future.-Arlene Singer, Agent."


“Jose and his team are excellent. I started doing business with Jose a number of years ago when I ran a larger operation. Today he manages a fraction of the previous company, and the treatment has never changed. He is honest, professional and caring. Highly recommended.”


“Experience is key, and we are happy to have Jose and his team on our side. They have helped us out with big and small matters, and we’ve always been more than satisfied with their service and attention to detail.” 

JC Toys Group

“Jose, has been Turbine Engine Solutions health insurance agent for several years, and not only does he hustle to get you the best bang for your buck, most important its after you sign on the doted line and you have any insurance issues throughout the term, he will resolve any of our employees problems.

Highly recommended.”


“I have been working with Jose now for approximately 4 years. He is very personable, hard-working & customer focused. He takes time to explain things to us at the company level as well as our employees. I am very appreciative of his industry knowledge & service!” 


“When it comes to my personal insurance, retirement, long term care needs… and my business’ group benefits, Jose and his team have exceeded our expectations again! I would recommend them hands down to anyone looking to set up in those areas.”


“Jose is not just another broker. He really does care about his clients. I have seen him go above and beyond many times. His patience and attention to detail are second to none. I have recommended him repeatedly to many people. We are lucky to have him with our group.”


“Jose is amazing. He’s smart and knowledgeable. He is a client-first problem solver who knows his business. You’re in great hands with him.”


“Jose assisted us with providing not only professional service for our insurance needs, but was also was extremely responsive and communicative during the entire process. He was honest and transparent during the entire process, and never over promised nor under delivered. He provide the perfect combination of seamless service and competitive pricing that took a lot of the guessing game out of it. We look forward to continuing to work with Mr. Hernandez for years to come and would recommend him without hesitation. “


“If you are in need of health insurance I can highly recommend Jose! He is highly experienced, knowledgeable and personable! A pleasure to do business with.”


“Jose has been a great resource to my family and my business. His extensive know-how and sage advice as he’s guided me to the insurance products that best serve my family and business have been invaluable to me. I trust his guidance because I know he’s able to separate himself from the process and focus entirely on what is best for his clients. I’m a customer for life!”


“I have known Jose for close to 30 years. Jose is an individual who demonstrates true integrity both personally and professionally. He is a very dependable and reliable person that will do whatever it takes to satisfy his customers’ needs. I highly recommend Jose for any insurance need and advice you may be seeking. I am available on my personal cell 305-726-1630 if you have any questions about him and need further discussion. “


“Jose is the constant professional working hard to make sure he does what is best for his clients. In an industry crowded with many, he stands above. Jose has earned my trust and I hope you can give him a chance to earn yours.”


“Jose is excellent in looking for what’s best for his clients. He’s very knowledgeable in the insurance field and when we have a question he’s quick to respond. He’s very professional but also friendly at the same time. He will make you feel like part of the family. We at Harmison Electric, Inc recommend him highly.”


My Team and I are constantly researching the best strategies and products that are relevant to your needs as a Business Owner or a Service Professional… And I want to share these with you as soon as possible.

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