PHG Company


Individual benefit services

Disability insurance

Although most of us are aware of the need for health insurance coverage when determining our risk-management needs, many of us fail to consider the possibility that we could become disabled.
A disability income insurance policy can help replace income lost because of an injury or illness.

Health insurance. Health insurance form, medical stethoscope, cardiogram chart.
Asian young woman nurse support disabled senior elderly man on wheelchair at backyard.

Disability Protection

In the event that you become disabled and are unable to work, the benefits provided by disability insurance can help replace a portion of your earned income.
The appropriate amount of disability coverage will depend on your particular situation. However, there are a few issues you may want to consider.

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